Skip to main content
European Commission logo
European Skills, Competences, Qualifications and Occupations

Skills & competences

There is a temporary issue on this page. Please, try later. We apologise for this inconvenience.

Show filters

Hide filters

Filters

Hierarchy view

K - knowledge
L - language skills and knowledge
S - skills
S1 - communication, collaboration and creativity
S2 - information skills
S2.0 - information skills
S2.1 - conducting studies, investigations and examinations
S2.2 - documenting and recording information
S2.3 - managing information
S2.4 - processing information
S2.5 - measuring physical properties
S2.6 - calculating and estimating
S2.7 - analysing and evaluating information and data
S2.7.0 - analysing and evaluating information and data
S2.7.1 - assessing land or real estate
S2.7.2 - analysing scientific and medical data
S2.7.3 - analysing financial and economic data
- analyse consumer buying trends
- analyse data for policy decisions in trade
- analyse economic trends
- analyse energy market trends
- analyse external factors of companies
- analyse financial performance of a company
- analyse loans
- analyse logistic changes
- analyse shipping rates
- analyse the credit history of potential customers
- analyse the training market
- analyse transportation costs
- analyse unemployment rates
- apply credit stress testing methodologies
- assess debtor's financial situation
- assess financial viability
- audit contractors
- compare insurance products
- comprehend financial business terminology
- describe the financial situation of a region
- develop predictive models
- ensure compliance with disclosure criteria of accounting information
- evaluate benefit plans
- forecast account metrics
- forecast economic trends
- forecast energy prices
- identify accounting errors
- identify if a company is a going concern
- interpret financial statements
- perform contract compliance audits
- perform financial analysis on price strategies
- prepare financial projections
- reduce business mobility costs
- synthesise financial information
- track price trends
S2.7.4 - analysing business operations
S2.7.5 - performing risk analysis and management
S2.7.6 - evaluating systems, programmes, equipment and products
S2.8 - monitoring, inspecting and testing
S2.9 - monitoring developments in area of expertise
S3 - assisting and caring
S4 - management skills
S5 - working with computers
S6 - handling and moving
S7 - constructing
S8 - working with machinery and specialised equipment
T - transversal skills and competences

This concept is obsolete

consult credit score

skills

information skills

analysing and evaluating information and data

analysing financial and economic data

consult credit score

transversal skills and competences

thinking skills and competences

processing information, ideas and concepts

think critically

consult credit score

Concept overview

Description

Analyse the credit files of an individual, such as credit reports which outlines a person's credit history, in order to assess their creditworthiness and all the risks that would be involved in granting a person a loan.

Alternative Labels

determine ability to pay back credit

determine credit eligibility

determine credit suitability

determine loan worthiness

determine mortgage worthiness

Skill type

skill

Skill reusability level

sector specific skills and competences

Relationships

Broader concepts

Essential for

Optional for

Concept status

Share this page:

DG Employment, Social Affairs and Inclusion of the European Commission developed ESCO in collaboration with stakeholders and with the European Centre for the Development of Vocational Training (Cedefop).

CONTACT ESCO
Current version: ESCO v1.2 (Last update 15/05/2024)