Kreditų ir paskolų vadybininkai
Credit and loans officers analyse and evaluate financial information on applications for credit and loans and determine approval or disapproval of the client for the credit or loan, or recommend to management approval or disapproval.
Tasks include -
(a) interviewing applicants for personal, mortgage, student and business loans;
(b) researching and evaluating loan applicants’ financial status, references, credit and ability to repay the loan;
(c) submitting credit and loan applications to management with recommendations for approval or rejection;
(d) approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected;
(e) keeping records of payments, preparing routine letters requesting payment for overdue accounts and forwarding these for legal action;
(f) completing credit and loan documentation.
Examples of the occupations classified here:
- Loans officer
- Mortgage officer
Some related occupations classified elsewhere:
- Financial institution branch manager - 1346