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Skills & competences

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K - knowledge
00 - generic programmes and qualifications
01 - education
02 - arts and humanities
03 - social sciences, journalism and information
04 - business, administration and law
040 - business, administration and law not further defined
041 - business and administration
0410 - business and administration not further defined
0411 - accounting and taxation
0412 - finance, banking and insurance
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- debt classification
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0413 - management and administration
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0415 - secretarial and office work
0416 - wholesale and retail sales
0417 - work skills
0419 - business and administration not elsewhere classified
042 - law
048 - inter-disciplinary programmes and qualifications involving business, administration and law
049 - business, administration and law not elsewhere classified
05 - natural sciences, mathematics and statistics
06 - information and communication technologies (icts)
07 - engineering, manufacturing and construction
08 - agriculture, forestry, fisheries and veterinary
09 - health and welfare
10 - services
99 - field unknown
L - language skills and knowledge
S - skills
T - transversal skills and competences

debt systems

knowledge

business, administration and law

business and administration

finance, banking and insurance

debt systems

Description

Description

The processes needed to obtain goods or services before payment and when a sum of money is owed or overdue.

Alternative Labels

a debt system

debt arrangements

debt schemes

debt structures

debt system

system of debt

Skill type

knowledge

Skill reusability level

cross-sector skills and competences

Relationships

Broader concepts

Essential for

Optional for

Concept URI

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ESCO is a Europe 2020 initiative.

DG Employment, Social Affairs and Inclusion of the European Commission developed ESCO in collaboration with stakeholders and with the European Centre for the Development of Vocational Training (Cedefop).

CONTACT ESCO
Current version: ESCO v1.2 (Last update 15/05/2024)