Hierarchy view
credit adviser
Description
Description
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Alternative Labels
certified credit counselor
credit counselor
credit intermediary
debt counsellor
Relationships
Essential Skills and Competences
Essential Knowledge
Optional Skills and Competences
Concept URI
Status
released